Collecting from Insurance Companies
Paying for medical expenses can be difficult for some people without health care insurance. It can turn out to be expensive and very burdensome when there are no emergency funds readily available. This, however, can still prove to be complicated even for those that are insured. There is a certain amount of proof that a claimant must show to the insurer before he may collect on his claims.
The injury is quite obvious when it comes broken bones, for example. All that is necessary is to produce images of an x-ray scan and the affected area is readily apparent. Collection is different in the case of neck and back injuries. There is a greater amount of proof necessary to establish that it actually happened. The types of trauma suffered in these cases are whiplash, muscle strains, and spasms. These usually involve trauma to the nerves or soft tissues.
The pain can disappear before the claim is filed or actually become more pronounced. Isolating the cause to a specific event that would entitle the claimant to compensation will turn out to be a complicated exercise. With no x-rays or existing cause that can squarely pinpoint the injury, insurance companies will be able to assign blame on some other incident. This, in turn, reduces the amount they need to provide for your compensation leaving you personally liable to pay for your expenses.
We at Lichtblau & Goldenberg are prepared to handle these types of collection complications stemming from neck and back injuries. Our legal team has dealt with a multitude of cases with similar issues. It is in your best interests to enlist our services while you are dealing with any existing physical or emotional trauma. Transacting with such insurance companies while you are still recovering might just add to your pain. Allow us to take up the fight for your and go after what is rightfully yours under the law. We gladly offer our unceasing assistance in your time of need.
Different Trauma, Contrasting Recovery Periods
There is a greater instance of fragility within the neck and back region. Due to its higher sensitivity to injury, anyone that has suffered trauma in these areas can be easily deterred from performing even the simplest of functions. Those with whiplash symptoms can quickly attest to how difficult it is to move about as they normally did before the debilitating incident. No one can really tell how fast he will be able to heal from this. It differs from person to person due to the severity of the injury.
The following are examples of neck and back injuries:
- Loss of mobility
- Fractured vertebrae
- Broken bones
- Double vision
- Chronic Migraine
- Nerve damage
- Herniated or ruptured discs
- Whiplash injury
- Soft tissue injury
Not everyone can recover quickly or even fully from these traumatic events. Those that are lucky can return to work and perform as they usually do. There are some however that have to deal with extended bouts pain. They might not be able to move about as quickly or easily as they would like. Worse, being able to go back to their career, sport or business could prove to be futile.
Injuries to the neck and back can be very tricky. It could seem to be minor at one moment and turn out to be a lifelong disability in the next. The nerves in these areas are what can escalate the damage due to its highly sensitive nature. This would need lengthy medical attention, physical therapy or surgical procedures. Insurers minimize the extent of the damage by claiming a lack of evidence. It allows them to save on your health care expenses, back wages, and any lost earnings. Fortunately, proof can be established through means other than an x-ray image. Your painful injuries will not go uncompensated and those liable will pay for them.
Let us be the ones to represent you when you need it most. We have successfully defended the rights of people suffering from neck or back injuries in the West Palm Beach area for decades. Dial (561) 863-9100 now and receive an initial consultation free of charge.